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First Security Bank - West
Beulah, ND · FDIC Certificate #10253 · Chartered 01/0
Total assets
$75.18M
Total deposits
$66.52M
Total equity
$8.55M
Net loans
$21.26M
Branches (offices)
2
Net income (YTD)
$284.00K
Rank: #3,871 of 4,213 U.S. banks by assets · #52 of 60 in North Dakota. Assets changed 7.6% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 6.79% |
| Net interest margin (YTD) | 3.40% |
| Equity to assets | 11.37% |
| Tier 1 leverage ratio | 12.87% |
| Uninsured deposits (share of deposits) | 25.7% |
| Noncurrent loans (share of loans) | 4.65% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 32.0% |
| Real estate loans (share of loans) | 65.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.92M | 65.5% | |
| Commercial & industrial | $2.78M | 13.1% | |
| Consumer / individual | $771.00K | 3.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.68M | 7.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $73.20M | $67.02M | $145.00K | $6.16M |
| Jun 2023 | $71.97M | $65.60M | $220.00K | $6.33M |
| Jun 2024 | $68.23M | $62.23M | $760.00K | $5.92M |
| Jun 2025 | $69.87M | $62.44M | $505.00K | $7.33M |
| Jun 2026 | $75.18M | $66.52M | $284.00K | $8.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $66.52M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $66.52M.
Similar-sized banks
Century Savings And Loan Association ($75.33M) · Southeast First National Bank ($74.91M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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