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First Southwest Bank
Durango, CO · FDIC Certificate #57741 · Chartered 07/0
Total assets
$657.46M
Total deposits
$491.68M
Total equity
$87.25M
Net loans
$337.37M
Branches (offices)
6
Net income (YTD)
$1.96M
Rank: #1,441 of 4,213 U.S. banks by assets · #15 of 63 in Colorado. Assets changed 5.4% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.60% |
| Return on equity | 4.48% |
| Net interest margin (YTD) | 3.43% |
| Equity to assets | 13.27% |
| Tier 1 leverage ratio | 15.31% |
| Uninsured deposits (share of deposits) | 21.5% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 68.6% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $283.63M | 84.1% | |
| Commercial & industrial | $33.99M | 10.1% | |
| Consumer / individual | $7.77M | 2.3% | |
| Construction & development | $35.89M | 10.6% | |
| Agricultural | $16.30M | 4.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $499.49M | $397.47M | $1.33M | $81.89M |
| Jun 2023 | $523.91M | $362.63M | $1.78M | $83.31M |
| Jun 2024 | $529.06M | $362.98M | $1.70M | $87.19M |
| Jun 2025 | $623.50M | $459.33M | $921.00K | $90.25M |
| Jun 2026 | $657.46M | $491.68M | $1.96M | $87.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $491.68M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $491.68M.
Similar-sized banks
Homeland Federal Savings Bank ($657.84M) · Classic Bank, National Association ($657.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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