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First State Bank
Russellville, AR · FDIC Certificate #13632 · Chartered 01/1
Total assets
$665.37M
Total deposits
$547.05M
Total equity
$108.80M
Net loans
$454.88M
Branches (offices)
5
Net income (YTD)
$1.96M
Rank: #1,424 of 4,213 U.S. banks by assets · #32 of 78 in Arkansas. Assets changed 11.2% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.62% |
| Return on equity | 4.85% |
| Net interest margin (YTD) | 1.91% |
| Equity to assets | 16.35% |
| Tier 1 leverage ratio | 11.42% |
| Uninsured deposits (share of deposits) | 34.8% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.2% |
| Real estate loans (share of loans) | 86.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $392.60M | 86.3% | |
| Commercial & industrial | $60.15M | 13.2% | |
| Consumer / individual | $2.26M | 0.5% | |
| Construction & development | $47.59M | 10.5% | |
| Agricultural | $2.15M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $502.77M | $449.13M | $2.54M | $43.90M |
| Jun 2023 | $496.44M | $432.56M | $2.44M | $47.77M |
| Jun 2024 | $542.25M | $475.07M | $2.65M | $53.69M |
| Jun 2025 | $598.23M | $527.86M | $3.58M | $61.13M |
| Jun 2026 | $665.37M | $547.05M | $1.96M | $108.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $547.05M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $547.05M.
Similar-sized banks
United Community Bank ($665.54M) · First Community Bank ($662.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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