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First State Bank
New London, WI · FDIC Certificate #15271 · Chartered 01/0
Total assets
$558.09M
Total deposits
$449.78M
Total equity
$49.92M
Net loans
$391.77M
Branches (offices)
8
Net income (YTD)
$2.31M
Rank: #1,646 of 4,213 U.S. banks by assets · #59 of 153 in Wisconsin. Assets changed 6.7% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 9.42% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 8.94% |
| Tier 1 leverage ratio | 9.80% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 87.1% |
| Real estate loans (share of loans) | 89.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $352.17M | 89.9% | |
| Commercial & industrial | $24.86M | 6.3% | |
| Consumer / individual | $3.06M | 0.8% | |
| Construction & development | $31.07M | 7.9% | |
| Agricultural | $14.13M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $525.20M | $480.95M | $1.36M | $40.72M |
| Jun 2023 | $545.68M | $462.53M | $947.00K | $40.40M |
| Jun 2024 | $528.81M | $454.61M | $1.47M | $39.63M |
| Jun 2025 | $522.97M | $437.84M | $1.27M | $44.37M |
| Jun 2026 | $558.09M | $449.78M | $2.31M | $49.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $449.78M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $449.78M.
Similar-sized banks
First Pryority Bank ($558.09M) · Central State Bank ($557.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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