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First State Bank
Nashua, IA · FDIC Certificate #57910 · Chartered 02/2
Total assets
$72.46M
Total deposits
$61.70M
Total equity
$7.79M
Net loans
$55.23M
Branches (offices)
1
Net income (YTD)
$579.00K
Rank: #3,891 of 4,213 U.S. banks by assets · #207 of 225 in Iowa. Assets changed 7.7% and deposits 8.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 15.15% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 10.75% |
| Tier 1 leverage ratio | 10.71% |
| Uninsured deposits (share of deposits) | 18.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 61.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.00M | 61.6% | |
| Commercial & industrial | $7.30M | 13.2% | |
| Consumer / individual | $1.99M | 3.6% | |
| Construction & development | $2.19M | 4.0% | |
| Agricultural | $12.37M | 22.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $61.13M | $50.87M | $331.00K | $6.25M |
| Jun 2023 | $60.46M | $50.12M | $391.00K | $6.51M |
| Jun 2024 | $66.00M | $54.09M | $394.00K | $6.84M |
| Jun 2025 | $67.31M | $56.87M | $486.00K | $7.34M |
| Jun 2026 | $72.46M | $61.70M | $579.00K | $7.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $61.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $61.70M.
Similar-sized banks
Haskell National Bank ($72.62M) · Security State Bank Of Kenyon ($72.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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