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First State Bank Nebraska
Lincoln, NE · FDIC Certificate #13868 · Chartered 12/1
Total assets
$1.13B
Total deposits
$990.00M
Total equity
$115.24M
Net loans
$899.11M
Branches (offices)
18
Net income (YTD)
$8.47M
Rank: #935 of 4,213 U.S. banks by assets · #16 of 138 in Nebraska. Assets changed 3.1% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.51% |
| Return on equity | 14.83% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 10.15% |
| Tier 1 leverage ratio | 9.00% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 90.8% |
| Real estate loans (share of loans) | 78.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $708.59M | 78.8% | |
| Commercial & industrial | $131.09M | 14.6% | |
| Consumer / individual | $5.74M | 0.6% | |
| Construction & development | $19.75M | 2.2% | |
| Agricultural | $38.64M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $903.84M | $762.35M | $5.55M | $82.19M |
| Jun 2023 | $980.87M | $785.88M | $4.44M | $90.95M |
| Jun 2024 | $1.01B | $831.62M | $4.42M | $95.23M |
| Jun 2025 | $1.10B | $895.48M | $6.83M | $103.31M |
| Jun 2026 | $1.13B | $990.00M | $8.47M | $115.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $990.00M | 18 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $990.00M.
Similar-sized banks
Hilltop National Bank ($1.14B) · Bank Of Commerce ($1.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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