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First State Bank Of Bigfork
Bigfork, MN · FDIC Certificate #10991 · Chartered 08/1
Total assets
$117.39M
Total deposits
$101.28M
Total equity
$13.23M
Net loans
$79.81M
Branches (offices)
2
Net income (YTD)
$638.00K
Rank: #3,549 of 4,213 U.S. banks by assets · #155 of 221 in Minnesota. Assets changed 6.7% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 9.81% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 11.27% |
| Tier 1 leverage ratio | 11.33% |
| Uninsured deposits (share of deposits) | 11.3% |
| Noncurrent loans (share of loans) | 6.39% |
| Net charge-offs (share of loans) | -0.08% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 75.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $59.95M | 75.1% | |
| Commercial & industrial | $9.61M | 12.0% | |
| Consumer / individual | $6.87M | 8.6% | |
| Construction & development | $5.30M | 6.6% | |
| Agricultural | $4.49M | 5.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $99.23M | $84.21M | $302.00K | $10.01M |
| Jun 2023 | $103.07M | $87.60M | $568.00K | $11.04M |
| Jun 2024 | $104.15M | $88.64M | $352.00K | $11.59M |
| Jun 2025 | $109.97M | $94.21M | $401.00K | $12.45M |
| Jun 2026 | $117.39M | $101.28M | $638.00K | $13.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $101.28M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $101.28M.
Similar-sized banks
Collinsville Building And Loan Association ($117.57M) · Metz Banking Company ($117.35M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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