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First State Bank Of Blakely
Blakely, GA · FDIC Certificate #15496 · Chartered 01/0
Total assets
$668.20M
Total deposits
$533.31M
Total equity
$130.18M
Net loans
$448.01M
Branches (offices)
8
Net income (YTD)
$5.98M
Rank: #1,416 of 4,213 U.S. banks by assets · #23 of 123 in Georgia. Assets changed 2.0% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 9.36% |
| Net interest margin (YTD) | 4.94% |
| Equity to assets | 19.48% |
| Tier 1 leverage ratio | 19.19% |
| Uninsured deposits (share of deposits) | 28.5% |
| Noncurrent loans (share of loans) | 3.36% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 84.0% |
| Real estate loans (share of loans) | 63.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $284.50M | 63.5% | |
| Commercial & industrial | $43.02M | 9.6% | |
| Consumer / individual | $9.47M | 2.1% | |
| Construction & development | $11.39M | 2.5% | |
| Agricultural | $109.63M | 24.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $601.28M | $487.19M | $2.82M | $88.50M |
| Jun 2023 | $585.26M | $465.80M | $5.66M | $98.01M |
| Jun 2024 | $624.67M | $500.38M | $6.20M | $109.07M |
| Jun 2025 | $654.81M | $519.25M | $6.40M | $120.12M |
| Jun 2026 | $668.20M | $533.31M | $5.98M | $130.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $533.31M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $533.31M.
Similar-sized banks
Txn Bank ($669.16M) · Pennian Bank ($667.95M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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