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First State Bank Of Olmsted
Olmsted, IL · FDIC Certificate #10437 · Chartered 11/0
Total assets
$78.43M
Total deposits
$68.41M
Total equity
$9.73M
Net loans
$51.08M
Branches (offices)
2
Net income (YTD)
$472.00K
Rank: #3,848 of 4,213 U.S. banks by assets · #280 of 322 in Illinois. Assets changed 0.8% and deposits -0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 9.92% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 12.40% |
| Tier 1 leverage ratio | 12.57% |
| Uninsured deposits (share of deposits) | 19.0% |
| Noncurrent loans (share of loans) | 2.09% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 74.7% |
| Real estate loans (share of loans) | 68.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.74M | 68.0% | |
| Commercial & industrial | $11.01M | 21.6% | |
| Consumer / individual | $1.93M | 3.8% | |
| Construction & development | $953.00K | 1.9% | |
| Agricultural | $1.27M | 2.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $69.36M | $62.55M | $239.00K | $6.71M |
| Jun 2023 | $70.75M | $63.84M | $260.00K | $6.79M |
| Jun 2024 | $72.60M | $64.86M | $306.00K | $7.61M |
| Jun 2025 | $77.78M | $68.74M | $405.00K | $8.83M |
| Jun 2026 | $78.43M | $68.41M | $472.00K | $9.73M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $68.41M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.41M.
Similar-sized banks
First Tri County Bank ($78.46M) · Pavillion Bank ($78.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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