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First State Bank Of Swanville
Swanville, MN · FDIC Certificate #8218 · Chartered 05/0
Total assets
$23.80M
Total deposits
$19.20M
Total equity
$4.32M
Net loans
$14.82M
Branches (offices)
1
Net income (YTD)
$83.00K
Rank: #4,173 of 4,213 U.S. banks by assets · #221 of 221 in Minnesota. Assets changed -6.6% and deposits -8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.71% |
| Return on equity | 3.76% |
| Net interest margin (YTD) | 5.93% |
| Equity to assets | 18.13% |
| Tier 1 leverage ratio | 18.14% |
| Uninsured deposits (share of deposits) | 9.8% |
| Noncurrent loans (share of loans) | 2.16% |
| Net charge-offs (share of loans) | 2.15% |
| Loans to deposits | 77.2% |
| Real estate loans (share of loans) | 63.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.45M | 63.7% | |
| Commercial & industrial | $4.75M | 32.0% | |
| Consumer / individual | $638.00K | 4.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $130.00K | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.74M | $23.96M | -$150.00K | $3.71M |
| Jun 2023 | $25.52M | $21.42M | $122.00K | $3.82M |
| Jun 2024 | $25.19M | $20.82M | $196.00K | $4.07M |
| Jun 2025 | $25.49M | $20.87M | $235.00K | $4.30M |
| Jun 2026 | $23.80M | $19.20M | $83.00K | $4.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $19.20M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.20M.
Similar-sized banks
The Citizens National Bank Of Hammond ($23.90M) · The Peoples State Bank ($23.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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