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First Western Federal Savings Bank
Rapid City, SD · FDIC Certificate #31972 · Chartered 06/0
Total assets
$63.54M
Total deposits
$40.56M
Total equity
$11.22M
Net loans
$58.19M
Branches (offices)
1
Net income (YTD)
$754.00K
Rank: #3,946 of 4,213 U.S. banks by assets · #49 of 56 in South Dakota. Assets changed 5.2% and deposits 7.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.31% |
| Return on equity | 13.65% |
| Net interest margin (YTD) | 4.99% |
| Equity to assets | 17.67% |
| Tier 1 leverage ratio | 18.08% |
| Uninsured deposits (share of deposits) | 18.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 143.5% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.56M | 100.6% | |
| Commercial & industrial | $46.00K | 0.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $64.36M | $47.53M | $967.00K | $9.97M |
| Jun 2023 | $67.22M | $44.31M | $426.00K | $10.23M |
| Jun 2024 | $62.27M | $41.24M | $383.00K | $10.46M |
| Jun 2025 | $60.41M | $37.85M | $562.00K | $10.74M |
| Jun 2026 | $63.54M | $40.56M | $754.00K | $11.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $40.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $40.56M.
Similar-sized banks
Community Bank Of Memphis ($63.70M) · State Central Bank ($63.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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