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Fnb Bank
Goodland, KS · FDIC Certificate #14420 · Chartered 01/0
Total assets
$270.26M
Total deposits
$234.95M
Total equity
$23.78M
Net loans
$177.45M
Branches (offices)
5
Net income (YTD)
$1.78M
Rank: #2,605 of 4,213 U.S. banks by assets · #77 of 183 in Kansas. Assets changed 3.8% and deposits 11.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 15.48% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 8.80% |
| Tier 1 leverage ratio | 10.21% |
| Uninsured deposits (share of deposits) | 25.5% |
| Noncurrent loans (share of loans) | 4.03% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 75.5% |
| Real estate loans (share of loans) | 70.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $124.25M | 70.0% | |
| Commercial & industrial | $15.25M | 8.6% | |
| Consumer / individual | $1.54M | 0.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $39.57M | 22.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $243.46M | $216.53M | $1.03M | $21.06M |
| Jun 2023 | $250.84M | $224.91M | $1.58M | $20.08M |
| Jun 2024 | $261.21M | $215.16M | $1.05M | $20.18M |
| Jun 2025 | $260.29M | $211.22M | $1.26M | $23.02M |
| Jun 2026 | $270.26M | $234.95M | $1.78M | $23.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $166.68M | 3 |
| Colorado | $68.28M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $234.95M.
Similar-sized banks
The Farmers And Merchants National Bank Of Nashville ($270.29M) · North Shore Trust And Savings ($270.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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