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Founders Bank
Washington, DC · FDIC Certificate #59193 · Chartered 03/3
Total assets
$406.02M
Total deposits
$334.65M
Total equity
$54.64M
Net loans
$333.26M
Branches (offices)
1
Net income (YTD)
$1.03M
Rank: #2,046 of 4,213 U.S. banks by assets · #4 of 4 in District of Columbia. Assets changed 8.7% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.54% |
| Return on equity | 3.82% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 13.46% |
| Tier 1 leverage ratio | 14.18% |
| Uninsured deposits (share of deposits) | 33.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 99.6% |
| Real estate loans (share of loans) | 97.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $325.88M | 97.8% | |
| Commercial & industrial | $9.33M | 2.8% | |
| Consumer / individual | $776.00K | 0.2% | |
| Construction & development | $67.25M | 20.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $175.70M | $126.32M | -$759.00K | $21.04M |
| Jun 2023 | $255.73M | $189.47M | $450.00K | $45.58M |
| Jun 2024 | $315.64M | $244.22M | $1.76M | $49.61M |
| Jun 2025 | $373.50M | $305.21M | $543.00K | $51.61M |
| Jun 2026 | $406.02M | $334.65M | $1.03M | $54.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| District of Columbia | $334.65M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $334.65M.
Similar-sized banks
First Trust Bank Of Illinois ($406.26M) · Anchor D Bank ($404.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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