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Four Corners Community Bank
Farmington, NM · FDIC Certificate #35441 · Chartered 03/0
Total assets
$662.30M
Total deposits
$569.13M
Total equity
$57.32M
Net loans
$442.90M
Branches (offices)
6
Net income (YTD)
$6.60M
Rank: #1,426 of 4,213 U.S. banks by assets · #10 of 29 in New Mexico. Assets changed 15.9% and deposits 14.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.06% |
| Return on equity | 23.29% |
| Net interest margin (YTD) | 4.23% |
| Equity to assets | 8.65% |
| Tier 1 leverage ratio | 9.62% |
| Uninsured deposits (share of deposits) | 33.0% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 77.8% |
| Real estate loans (share of loans) | 65.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $290.53M | 65.6% | |
| Commercial & industrial | $86.92M | 19.6% | |
| Consumer / individual | $50.21M | 11.3% | |
| Construction & development | $19.43M | 4.4% | |
| Agricultural | $1.32M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $482.89M | $407.01M | $4.29M | $41.28M |
| Jun 2023 | $494.63M | $420.34M | $4.69M | $42.42M |
| Jun 2024 | $515.02M | $446.77M | $3.83M | $45.33M |
| Jun 2025 | $571.25M | $498.21M | $4.82M | $52.33M |
| Jun 2026 | $662.30M | $569.13M | $6.60M | $57.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Mexico | $451.35M | 4 |
| Colorado | $117.78M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $569.13M.
Similar-sized banks
First Community Bank ($662.79M) · Washington County Bank ($662.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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