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Franklin Savings Bank
Franklin, NH · FDIC Certificate #17951 · Chartered 06/3
Total assets
$931.39M
Total deposits
$776.07M
Total equity
$82.28M
Net loans
$725.53M
Branches (offices)
9
Net income (YTD)
$5.03M
Rank: #1,112 of 4,213 U.S. banks by assets · #6 of 16 in New Hampshire. Assets changed 2.9% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 12.58% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 8.83% |
| Tier 1 leverage ratio | 9.75% |
| Uninsured deposits (share of deposits) | 22.7% |
| Noncurrent loans (share of loans) | 0.50% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.5% |
| Real estate loans (share of loans) | 93.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $676.36M | 93.2% | |
| Commercial & industrial | $35.62M | 4.9% | |
| Consumer / individual | $1.34M | 0.2% | |
| Construction & development | $36.89M | 5.1% | |
| Agricultural | $19.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $724.31M | $640.95M | $3.33M | $53.77M |
| Jun 2023 | $785.86M | $698.42M | $2.22M | $56.94M |
| Jun 2024 | $810.46M | $665.54M | $2.00M | $63.30M |
| Jun 2025 | $905.29M | $747.26M | $2.79M | $70.68M |
| Jun 2026 | $931.39M | $776.07M | $5.03M | $82.28M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $776.07M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $776.07M.
Similar-sized banks
Bank Of Eastern Oregon ($933.60M) · Vermillion State Bank ($931.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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