Advertisement
Friend Bank
Slocomb, AL · FDIC Certificate #2828 · Chartered 10/0
Total assets
$221.04M
Total deposits
$190.85M
Total equity
$29.39M
Net loans
$139.92M
Branches (offices)
5
Net income (YTD)
$1.81M
Rank: #2,859 of 4,213 U.S. banks by assets · #60 of 93 in Alabama. Assets changed 6.2% and deposits 6.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 12.42% |
| Net interest margin (YTD) | 4.59% |
| Equity to assets | 13.30% |
| Tier 1 leverage ratio | 13.52% |
| Uninsured deposits (share of deposits) | 25.4% |
| Noncurrent loans (share of loans) | 0.48% |
| Net charge-offs (share of loans) | -0.12% |
| Loans to deposits | 73.3% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $121.61M | 86.9% | |
| Commercial & industrial | $10.20M | 7.3% | |
| Consumer / individual | $3.26M | 2.3% | |
| Construction & development | $20.32M | 14.5% | |
| Agricultural | $2.98M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $188.16M | $171.27M | $1.22M | $16.35M |
| Jun 2023 | $176.50M | $156.28M | $1.58M | $19.76M |
| Jun 2024 | $203.42M | $176.60M | $4.35M | $25.89M |
| Jun 2025 | $208.16M | $179.11M | $1.75M | $28.19M |
| Jun 2026 | $221.04M | $190.85M | $1.81M | $29.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $190.85M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $190.85M.
Similar-sized banks
Bank Of Milton ($221.41M) · The Hicksville Bank ($220.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement