Advertisement
Frontier Bank
Lamar, CO · FDIC Certificate #14730 · Chartered 08/2
Total assets
$436.36M
Total deposits
$388.91M
Total equity
$43.70M
Net loans
$205.31M
Branches (offices)
8
Net income (YTD)
$4.58M
Rank: #1,950 of 4,213 U.S. banks by assets · #23 of 63 in Colorado. Assets changed 6.0% and deposits 5.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.12% |
| Return on equity | 21.31% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 10.01% |
| Tier 1 leverage ratio | 10.78% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.32% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 52.8% |
| Real estate loans (share of loans) | 84.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $173.73M | 84.6% | |
| Commercial & industrial | $7.02M | 3.4% | |
| Consumer / individual | $1.82M | 0.9% | |
| Construction & development | $312.00K | 0.2% | |
| Agricultural | $26.55M | 12.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $409.65M | $380.24M | $3.49M | $29.26M |
| Jun 2023 | $407.58M | $375.12M | $3.37M | $31.76M |
| Jun 2024 | $416.08M | $354.45M | $3.32M | $34.33M |
| Jun 2025 | $411.86M | $368.53M | $4.00M | $38.85M |
| Jun 2026 | $436.36M | $388.91M | $4.58M | $43.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $388.91M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $388.91M.
Similar-sized banks
Texas Champion Bank ($436.61M) · Eureka Savings Bank ($435.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement