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Generations Community Bank
Indianapolis, IN · FDIC Certificate #59365 · Chartered 03/0
Total assets
$30.90M
Total deposits
$5.59M
Total equity
$25.07M
Net loans
$3.05M
Branches (offices)
1
Net income (YTD)
-$3.22M
Rank: #4,143 of 4,213 U.S. banks by assets · #86 of 87 in Indiana. Assets changed - and deposits - over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -22.64% |
| Return on equity | -25.33% |
| Net interest margin (YTD) | 2.32% |
| Equity to assets | 81.12% |
| Tier 1 leverage ratio | 86.24% |
| Uninsured deposits (share of deposits) | 40.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 54.4% |
| Real estate loans (share of loans) | 100.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.07M | 100.7% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $31.00K | 1.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2026 | $30.90M | $5.59M | -$3.22M | $25.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $5.59M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.59M.
Similar-sized banks
Vermont State Bank ($30.97M) · The Hopeton State Bank ($30.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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