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German American Bank
Jasper, IN · FDIC Certificate #17393 · Chartered 11/1
Total assets
$8.43B
Total deposits
$7.06B
Total equity
$1.16B
Net loans
$5.86B
Branches (offices)
95
Net income (YTD)
$74.02M
Rank: #192 of 4,213 U.S. banks by assets · #6 of 87 in Indiana. Assets changed 2.0% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.76% |
| Return on equity | 13.05% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 13.75% |
| Tier 1 leverage ratio | 11.19% |
| Uninsured deposits (share of deposits) | 42.8% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 83.0% |
| Real estate loans (share of loans) | 85.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.01B | 85.5% | |
| Commercial & industrial | $666.87M | 11.4% | |
| Consumer / individual | $62.93M | 1.1% | |
| Construction & development | $505.33M | 8.6% | |
| Agricultural | $87.52M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.46B | $5.75B | $35.05M | $591.33M |
| Jun 2023 | $6.04B | $5.24B | $45.15M | $601.19M |
| Jun 2024 | $6.21B | $5.41B | $42.61M | $649.28M |
| Jun 2025 | $8.26B | $7.03B | $48.46M | $1.07B |
| Jun 2026 | $8.43B | $7.06B | $74.02M | $1.16B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $4.13B | 46 |
| Kentucky | $1.64B | 29 |
| Ohio | $1.30B | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.06B.
Similar-sized banks
Forbright Bank ($8.48B) · Heritage Bank ($8.42B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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