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Gibsland Bank & Trust Company
Gibsland, LA · FDIC Certificate #16689 · Chartered 04/1
Total assets
$574.32M
Total deposits
$459.00M
Total equity
$93.03M
Net loans
$424.49M
Branches (offices)
13
Net income (YTD)
$3.83M
Rank: #1,608 of 4,213 U.S. banks by assets · #37 of 103 in Louisiana. Assets changed 9.1% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 8.49% |
| Net interest margin (YTD) | 4.73% |
| Equity to assets | 16.20% |
| Tier 1 leverage ratio | 16.50% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 0.61% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 92.5% |
| Real estate loans (share of loans) | 88.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $374.13M | 88.1% | |
| Commercial & industrial | $32.80M | 7.7% | |
| Consumer / individual | $14.07M | 3.3% | |
| Construction & development | $60.21M | 14.2% | |
| Agricultural | $6.36M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $450.90M | $396.69M | $2.17M | $48.72M |
| Jun 2023 | $464.83M | $410.65M | $2.67M | $52.70M |
| Jun 2024 | $519.65M | $426.29M | $2.74M | $71.30M |
| Jun 2025 | $526.45M | $441.50M | $3.15M | $82.50M |
| Jun 2026 | $574.32M | $459.00M | $3.83M | $93.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $459.00M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $459.00M.
Similar-sized banks
Unity Bank ($574.75M) · Horizon Bank ($574.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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