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Goppert Financial Bank
Lathrop, MO · FDIC Certificate #8569 · Chartered 09/2
Total assets
$312.04M
Total deposits
$269.27M
Total equity
$31.39M
Net loans
$200.67M
Branches (offices)
5
Net income (YTD)
$2.00M
Rank: #2,409 of 4,213 U.S. banks by assets · #97 of 190 in Missouri. Assets changed 10.8% and deposits 11.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 12.95% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 10.06% |
| Tier 1 leverage ratio | 10.07% |
| Uninsured deposits (share of deposits) | 22.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 74.5% |
| Real estate loans (share of loans) | 71.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $143.18M | 71.4% | |
| Commercial & industrial | $35.37M | 17.6% | |
| Consumer / individual | $1.53M | 0.8% | |
| Construction & development | $9.90M | 4.9% | |
| Agricultural | $22.46M | 11.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $237.24M | $209.49M | $848.00K | $20.40M |
| Jun 2023 | $253.41M | $222.11M | $1.39M | $22.89M |
| Jun 2024 | $260.52M | $223.09M | $2.16M | $25.88M |
| Jun 2025 | $281.57M | $241.10M | $2.11M | $28.89M |
| Jun 2026 | $312.04M | $269.27M | $2.00M | $31.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $269.27M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.27M.
Similar-sized banks
Carthage Savings And Loan, National Association ($312.07M) · Wray State Bank ($311.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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