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Grand Bank
Tulsa, OK · FDIC Certificate #22065 · Chartered 07/2
Total assets
$712.80M
Total deposits
$617.90M
Total equity
$66.17M
Net loans
$554.48M
Branches (offices)
4
Net income (YTD)
$5.12M
Rank: #1,362 of 4,213 U.S. banks by assets · #36 of 168 in Oklahoma. Assets changed 7.3% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 15.81% |
| Net interest margin (YTD) | 4.31% |
| Equity to assets | 9.28% |
| Tier 1 leverage ratio | 10.33% |
| Uninsured deposits (share of deposits) | 40.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.7% |
| Real estate loans (share of loans) | 85.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $473.98M | 85.5% | |
| Commercial & industrial | $88.82M | 16.0% | |
| Consumer / individual | $539.00K | 0.1% | |
| Construction & development | $57.07M | 10.3% | |
| Agricultural | $26.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $535.50M | $445.59M | $3.82M | $45.47M |
| Jun 2023 | $574.80M | $497.18M | $3.45M | $50.24M |
| Jun 2024 | $614.60M | $541.19M | $2.98M | $54.81M |
| Jun 2025 | $664.59M | $587.97M | $4.04M | $58.92M |
| Jun 2026 | $712.80M | $617.90M | $5.12M | $66.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $507.25M | 2 |
| Texas | $110.65M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $617.90M.
Similar-sized banks
Florida Capital Bank, National Association ($713.14M) · Time Bank ($712.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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