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Grand River Bank
Grandville, MI · FDIC Certificate #58789 · Chartered 04/3
Total assets
$507.30M
Total deposits
$446.09M
Total equity
$50.99M
Net loans
$423.57M
Branches (offices)
2
Net income (YTD)
$1.58M
Rank: #1,766 of 4,213 U.S. banks by assets · #33 of 72 in Michigan. Assets changed -0.8% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.62% |
| Return on equity | 6.30% |
| Net interest margin (YTD) | 2.87% |
| Equity to assets | 10.05% |
| Tier 1 leverage ratio | 10.19% |
| Uninsured deposits (share of deposits) | 29.4% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 95.0% |
| Real estate loans (share of loans) | 92.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $392.93M | 92.8% | |
| Commercial & industrial | $33.55M | 7.9% | |
| Consumer / individual | $661.00K | 0.2% | |
| Construction & development | $4.45M | 1.0% | |
| Agricultural | $132.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $511.32M | $457.07M | $314.00K | $46.89M |
| Jun 2023 | $533.19M | $445.00M | -$3.20M | $44.01M |
| Jun 2024 | $550.88M | $462.15M | $152.00K | $47.64M |
| Jun 2025 | $511.42M | $431.03M | $758.00K | $49.48M |
| Jun 2026 | $507.30M | $446.09M | $1.58M | $50.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $446.09M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $446.09M.
Similar-sized banks
Hancock County Savings Bank, F.S.B. ($508.03M) · Citizens State Bank ($507.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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