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Grand Savings Bank
Grove, OK · FDIC Certificate #32084 · Chartered 04/1
Total assets
$1.03B
Total deposits
$897.85M
Total equity
$122.43M
Net loans
$832.41M
Branches (offices)
15
Net income (YTD)
$11.24M
Rank: #1,020 of 4,213 U.S. banks by assets · #23 of 168 in Oklahoma. Assets changed 9.0% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.19% |
| Return on equity | 18.94% |
| Net interest margin (YTD) | 5.06% |
| Equity to assets | 11.87% |
| Tier 1 leverage ratio | 11.97% |
| Uninsured deposits (share of deposits) | 18.4% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 92.7% |
| Real estate loans (share of loans) | 88.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $735.22M | 88.3% | |
| Commercial & industrial | $49.62M | 6.0% | |
| Consumer / individual | $36.93M | 4.4% | |
| Construction & development | $177.49M | 21.3% | |
| Agricultural | $7.58M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $789.75M | $714.60M | $5.96M | $72.47M |
| Jun 2023 | $904.38M | $817.02M | $7.58M | $82.30M |
| Jun 2024 | $919.92M | $818.02M | $8.89M | $96.21M |
| Jun 2025 | $946.40M | $831.70M | $10.32M | $109.99M |
| Jun 2026 | $1.03B | $897.85M | $11.24M | $122.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $523.34M | 12 |
| Oklahoma | $374.51M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $897.85M.
Similar-sized banks
Royal Banks Of Missouri ($1.03B) · Brannen Bank ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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