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Grant County State Bank
Carson, ND · FDIC Certificate #9417 · Chartered 08/2
Total assets
$46.66M
Total deposits
$40.07M
Total equity
$6.56M
Net loans
$27.25M
Branches (offices)
2
Net income (YTD)
$362.00K
Rank: #4,058 of 4,213 U.S. banks by assets · #58 of 60 in North Dakota. Assets changed 7.0% and deposits 7.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 11.23% |
| Net interest margin (YTD) | 4.11% |
| Equity to assets | 14.05% |
| Tier 1 leverage ratio | 13.90% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 43.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $11.71M | 43.0% | |
| Commercial & industrial | $534.00K | 2.0% | |
| Consumer / individual | $289.00K | 1.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $14.93M | 54.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $45.60M | $40.58M | $216.00K | $5.02M |
| Jun 2023 | $42.46M | $36.40M | $748.00K | $6.04M |
| Jun 2024 | $42.37M | $35.66M | $773.00K | $6.67M |
| Jun 2025 | $43.62M | $37.12M | $492.00K | $6.46M |
| Jun 2026 | $46.66M | $40.07M | $362.00K | $6.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $40.07M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $40.07M.
Similar-sized banks
First State Bank ($46.76M) · State Bank Of Taunton ($46.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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