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Banks · South Dakota

Great Plains Bank

Eureka, SD · FDIC Certificate #505 · Chartered 10/2

Total assets
$150.44M
Total deposits
$120.56M
Total equity
$26.79M
Net loans
$107.72M
Branches (offices)
3
Net income (YTD)
$1.41M
Rank: #3,308 of 4,213 U.S. banks by assets · #39 of 56 in South Dakota. Assets changed 3.6% and deposits 3.3% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.85%
Return on equity10.61%
Net interest margin (YTD)4.10%
Equity to assets17.80%
Tier 1 leverage ratio17.69%
Uninsured deposits (share of deposits)23.4%
Noncurrent loans (share of loans)3.49%
Net charge-offs (share of loans)0.00%
Loans to deposits89.3%
Real estate loans (share of loans)43.5%

Loan mix

CategoryAmountShare
Real estate loans$46.89M
43.5%
Commercial & industrial$7.97M
7.4%
Consumer / individual$5.55M
5.2%
Construction & development$9.26M
8.6%
Agricultural$47.48M
44.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$144.67M$126.72M$1.00M$17.16M
Jun 2023$141.62M$117.75M$1.38M$20.44M
Jun 2024$138.88M$113.47M$1.59M$22.49M
Jun 2025$145.17M$116.67M$2.55M$25.36M
Jun 2026$150.44M$120.56M$1.41M$26.79M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
South Dakota$120.56M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $120.56M.

Similar-sized banks

Farmers State Bank ($150.49M) · State Bank Of Table Rock ($150.41M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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