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Greatamerica Bank National Association
Cedar Rapids, IA · FDIC Certificate #18463 · Chartered 03/0
Total assets
$449.96M
Total deposits
$56.14M
Total equity
$254.11M
Net loans
$256.59M
Branches (offices)
4
Net income (YTD)
-$2.41M
Rank: #1,909 of 4,213 U.S. banks by assets · #73 of 225 in Iowa. Assets changed 1,062.1% and deposits 64.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -2.74% |
| Return on equity | -5.59% |
| Net interest margin (YTD) | 1.51% |
| Equity to assets | 56.47% |
| Tier 1 leverage ratio | 61.62% |
| Uninsured deposits (share of deposits) | 5.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 457.1% |
| Real estate loans (share of loans) | 6.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.55M | 6.1% | |
| Commercial & industrial | $100.19M | 39.0% | |
| Consumer / individual | $388.00K | 0.2% | |
| Construction & development | $869.00K | 0.3% | |
| Agricultural | $2.09M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $45.50M | $41.31M | -$7.00K | $3.07M |
| Jun 2023 | $42.22M | $35.95M | -$50.00K | $2.09M |
| Jun 2024 | $41.99M | $37.03M | -$128.00K | $1.85M |
| Jun 2025 | $38.72M | $34.11M | -$100.00K | $2.02M |
| Jun 2026 | $449.96M | $56.14M | -$2.41M | $254.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $56.14M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $56.14M.
Similar-sized banks
Watermark Bank ($450.54M) · Welch State Bank Of Welch, Okla. ($449.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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