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Gulf Coast Bank And Trust Company
New Orleans, LA · FDIC Certificate #32974 · Chartered 06/0
Total assets
$3.86B
Total deposits
$3.31B
Total equity
$325.36M
Net loans
$2.77B
Branches (offices)
24
Net income (YTD)
$20.65M
Rank: #344 of 4,213 U.S. banks by assets · #4 of 103 in Louisiana. Assets changed 9.1% and deposits 7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 13.02% |
| Net interest margin (YTD) | 7.03% |
| Equity to assets | 8.44% |
| Tier 1 leverage ratio | 9.07% |
| Uninsured deposits (share of deposits) | 21.4% |
| Noncurrent loans (share of loans) | 1.60% |
| Net charge-offs (share of loans) | 0.44% |
| Loans to deposits | 83.7% |
| Real estate loans (share of loans) | 52.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.45B | 52.2% | |
| Commercial & industrial | $1.30B | 46.9% | |
| Consumer / individual | $59.22M | 2.1% | |
| Construction & development | $236.15M | 8.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.93B | $2.67B | $25.20M | $224.78M |
| Jun 2023 | $3.05B | $2.60B | $15.25M | $241.72M |
| Jun 2024 | $3.34B | $2.88B | $6.49M | $264.83M |
| Jun 2025 | $3.53B | $3.08B | $22.35M | $291.98M |
| Jun 2026 | $3.86B | $3.31B | $20.65M | $325.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $2.90B | 21 |
| Florida | $402.98M | 1 |
| Alabama | $9.59M | 1 |
| Mississippi | $826.00K | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.31B.
Similar-sized banks
Security Bank Of Kansas City ($3.86B) · Bank Of Marin ($3.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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