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Banks · Hawaii

Hawaii National Bank

Honolulu, HI · FDIC Certificate #18296 · Chartered 09/1

Total assets
$871.70M
Total deposits
$772.27M
Total equity
$94.18M
Net loans
$516.65M
Branches (offices)
10
Net income (YTD)
$3.78M
Rank: #1,172 of 4,213 U.S. banks by assets · #5 of 6 in Hawaii. Assets changed 1.0% and deposits 0.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.86%
Return on equity8.09%
Net interest margin (YTD)4.10%
Equity to assets10.80%
Tier 1 leverage ratio11.02%
Uninsured deposits (share of deposits)47.0%
Noncurrent loans (share of loans)0.05%
Net charge-offs (share of loans)0.10%
Loans to deposits66.9%
Real estate loans (share of loans)78.0%

Loan mix

CategoryAmountShare
Real estate loans$402.81M
78.0%
Commercial & industrial$117.81M
22.8%
Consumer / individual$2.83M
0.5%
Construction & development$11.60M
2.2%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$879.38M$811.36M$217.00K$64.92M
Jun 2023$798.10M$722.78M$3.10M$69.53M
Jun 2024$826.05M$741.27M$4.74M$80.81M
Jun 2025$863.00M$768.94M$3.36M$88.50M
Jun 2026$871.70M$772.27M$3.78M$94.18M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Hawaii$772.27M10

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $772.27M.

Similar-sized banks

Unified Bank ($871.72M) · Bayvanguard Bank ($868.71M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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