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High Plains Bank
Flagler, CO · FDIC Certificate #3017 · Chartered 01/0
Total assets
$643.13M
Total deposits
$567.02M
Total equity
$65.08M
Net loans
$457.75M
Branches (offices)
9
Net income (YTD)
$5.71M
Rank: #1,472 of 4,213 U.S. banks by assets · #17 of 63 in Colorado. Assets changed 50.0% and deposits 50.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 22.57% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 10.12% |
| Tier 1 leverage ratio | 9.60% |
| Uninsured deposits (share of deposits) | 16.4% |
| Noncurrent loans (share of loans) | 0.70% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 80.7% |
| Real estate loans (share of loans) | 87.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $401.44M | 87.7% | |
| Commercial & industrial | $25.03M | 5.5% | |
| Consumer / individual | $2.71M | 0.6% | |
| Construction & development | $35.65M | 7.8% | |
| Agricultural | $33.41M | 7.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $336.15M | $292.55M | $1.56M | $31.31M |
| Jun 2023 | $387.87M | $320.79M | $2.10M | $34.19M |
| Jun 2024 | $387.97M | $335.20M | $2.42M | $40.75M |
| Jun 2025 | $428.64M | $375.68M | $2.46M | $41.70M |
| Jun 2026 | $643.13M | $567.02M | $5.71M | $65.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $567.02M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $567.02M.
Similar-sized banks
American State Bank & Trust Company Of Williston ($643.47M) · Legence Bank ($642.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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