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Home Savings Bank
Salt Lake City, UT · FDIC Certificate #26798 · Chartered 01/0
Total assets
$108.78M
Total deposits
$76.39M
Total equity
$16.71M
Net loans
$92.52M
Branches (offices)
1
Net income (YTD)
$495.00K
Rank: #3,616 of 4,213 U.S. banks by assets · #42 of 44 in Utah. Assets changed -4.8% and deposits -11.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.89% |
| Return on equity | 5.89% |
| Net interest margin (YTD) | 3.91% |
| Equity to assets | 15.36% |
| Tier 1 leverage ratio | 15.73% |
| Uninsured deposits (share of deposits) | 8.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 121.1% |
| Real estate loans (share of loans) | 101.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $93.51M | 101.1% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $17.39M | 18.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.80M | $77.30M | $732.00K | $17.91M |
| Jun 2023 | $119.71M | $77.59M | $551.00K | $18.41M |
| Jun 2024 | $129.26M | $86.87M | $439.00K | $18.39M |
| Jun 2025 | $114.29M | $86.11M | $650.00K | $17.86M |
| Jun 2026 | $108.78M | $76.39M | $495.00K | $16.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $76.39M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.39M.
Similar-sized banks
Citizens National Bank ($108.78M) · The Cowboy Bank Of Texas ($108.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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