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Hometown Bank
Kent, OH · FDIC Certificate #30219 · Chartered 01/0
Total assets
$254.88M
Total deposits
$216.85M
Total equity
$19.42M
Net loans
$191.56M
Branches (offices)
4
Net income (YTD)
$232.00K
Rank: #2,688 of 4,213 U.S. banks by assets · #89 of 155 in Ohio. Assets changed -0.1% and deposits 0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.19% |
| Return on equity | 2.41% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 7.62% |
| Tier 1 leverage ratio | 8.17% |
| Uninsured deposits (share of deposits) | 19.2% |
| Noncurrent loans (share of loans) | 0.61% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 88.3% |
| Real estate loans (share of loans) | 87.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $168.40M | 87.9% | |
| Commercial & industrial | $22.88M | 11.9% | |
| Consumer / individual | $1.73M | 0.9% | |
| Construction & development | $1.94M | 1.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $275.58M | $220.11M | $543.00K | $16.91M |
| Jun 2023 | $276.03M | $228.20M | $285.00K | $16.95M |
| Jun 2024 | $254.44M | $216.50M | -$460.00K | $16.22M |
| Jun 2025 | $255.02M | $215.56M | $24.00K | $18.18M |
| Jun 2026 | $254.88M | $216.85M | $232.00K | $19.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $216.85M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $216.85M.
Similar-sized banks
Bny Mellon Trust Of Delaware ($254.91M) · Farmers State Bank ($254.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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