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Hometown Bank Of Corbin, Inc.
Corbin, KY · FDIC Certificate #35455 · Chartered 04/0
Total assets
$302.27M
Total deposits
$268.11M
Total equity
$20.11M
Net loans
$189.84M
Branches (offices)
7
Net income (YTD)
$1.17M
Rank: #2,459 of 4,213 U.S. banks by assets · #61 of 120 in Kentucky. Assets changed -2.2% and deposits -4.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 11.76% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 6.65% |
| Tier 1 leverage ratio | 8.78% |
| Uninsured deposits (share of deposits) | 26.3% |
| Noncurrent loans (share of loans) | 0.52% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 70.8% |
| Real estate loans (share of loans) | 88.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $166.96M | 88.0% | |
| Commercial & industrial | $13.30M | 7.0% | |
| Consumer / individual | $9.54M | 5.0% | |
| Construction & development | $19.47M | 10.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $268.92M | $242.96M | $802.00K | $13.70M |
| Jun 2023 | $281.56M | $238.47M | $852.00K | $14.28M |
| Jun 2024 | $278.62M | $245.29M | $366.00K | $15.11M |
| Jun 2025 | $309.19M | $280.48M | $803.00K | $16.55M |
| Jun 2026 | $302.27M | $268.11M | $1.17M | $20.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $268.11M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $268.11M.
Similar-sized banks
Bank Of Franklin ($302.33M) · Dlp Bank ($301.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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