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Hoyne Savings Bank
Chicago, IL · FDIC Certificate #28747 · Chartered 01/0
Total assets
$479.91M
Total deposits
$346.71M
Total equity
$123.06M
Net loans
$282.37M
Branches (offices)
7
Net income (YTD)
$431.00K
Rank: #1,840 of 4,213 U.S. banks by assets · #108 of 322 in Illinois. Assets changed 5.9% and deposits -6.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.18% |
| Return on equity | 0.70% |
| Net interest margin (YTD) | 3.92% |
| Equity to assets | 25.64% |
| Tier 1 leverage ratio | 27.26% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 81.4% |
| Real estate loans (share of loans) | 91.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $257.13M | 91.1% | |
| Commercial & industrial | $29.26M | 10.4% | |
| Consumer / individual | $37.00K | 0.0% | |
| Construction & development | $49.56M | 17.5% | |
| Agricultural | $14.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $500.34M | $420.70M | $433.00K | $78.16M |
| Jun 2023 | $454.47M | $379.50M | $55.00K | $73.39M |
| Jun 2024 | $442.08M | $362.24M | -$1.62M | $76.42M |
| Jun 2025 | $453.32M | $369.98M | $385.00K | $80.82M |
| Jun 2026 | $479.91M | $346.71M | $431.00K | $123.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $346.71M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $346.71M.
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Fnb Community Bank ($480.19M) · Seamen'S Bank ($478.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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