Huntington Federal Savings Bank

Huntington, WV · FDIC Certificate #27884 · Chartered 01/0

Total assets

$532.29M

Total deposits

$422.44M

Total equity

$83.24M

Net loans

$288.92M

Branches (offices)

Net income (YTD)

-$1.03M

Rank: #1,712 of 4,213 U.S. banks by assets · #12 of 41 in West Virginia. Assets changed -4.4% and deposits -1.9% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	-0.38%
Return on equity	-2.47%
Net interest margin (YTD)	1.50%
Equity to assets	15.64%
Tier 1 leverage ratio	15.07%
Uninsured deposits (share of deposits)	6.6%
Noncurrent loans (share of loans)	0.29%
Net charge-offs (share of loans)	0.02%
Loans to deposits	68.4%
Real estate loans (share of loans)	100.5%

Loan mix

Category	Amount	Share
Real estate loans	$290.30M	100.5%
Commercial & industrial	$0	0.0%
Consumer / individual	$1.25M	0.4%
Construction & development	$5.67M	2.0%
Agricultural	$0	0.0%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$557.87M	$447.95M	$595.00K	$90.60M
Jun 2023	$562.20M	$454.29M	-$288.00K	$91.14M
Jun 2024	$560.07M	$428.86M	-$1.95M	$88.34M
Jun 2025	$556.60M	$430.68M	-$1.65M	$85.44M
Jun 2026	$532.29M	$422.44M	-$1.03M	$83.24M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
West Virginia	$422.44M	5

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $422.44M.

Similar-sized banks

American Bank, National Association ($533.05M) · Fifth District Savings Bank ($531.77M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.