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Idaho Trust Bank
Boise, ID · FDIC Certificate #35103 · Chartered 08/3
Total assets
$255.62M
Total deposits
$225.52M
Total equity
$26.42M
Net loans
$167.18M
Branches (offices)
2
Net income (YTD)
$1.06M
Rank: #2,681 of 4,213 U.S. banks by assets · #8 of 10 in Idaho. Assets changed 11.4% and deposits 9.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.87% |
| Return on equity | 8.15% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 10.33% |
| Tier 1 leverage ratio | 11.23% |
| Uninsured deposits (share of deposits) | 46.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 74.1% |
| Real estate loans (share of loans) | 80.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $134.91M | 80.7% | |
| Commercial & industrial | $24.19M | 14.5% | |
| Consumer / individual | $10.15M | 6.1% | |
| Construction & development | $8.37M | 5.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $210.25M | $188.11M | $276.00K | $21.77M |
| Jun 2023 | $211.20M | $187.29M | $1.07M | $23.39M |
| Jun 2024 | $208.08M | $155.64M | $798.00K | $24.83M |
| Jun 2025 | $229.49M | $205.28M | $991.00K | $23.88M |
| Jun 2026 | $255.62M | $225.52M | $1.06M | $26.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Idaho | $225.52M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $225.52M.
Similar-sized banks
Bankers' Bank Of Kansas ($255.70M) · Home Bank Of California ($255.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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