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Infinity Bank
Santa Ana, CA · FDIC Certificate #59098 · Chartered 02/0
Total assets
$359.51M
Total deposits
$310.47M
Total equity
$43.04M
Net loans
$251.30M
Branches (offices)
1
Net income (YTD)
$2.73M
Rank: #2,202 of 4,213 U.S. banks by assets · #89 of 115 in California. Assets changed 6.7% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 12.79% |
| Net interest margin (YTD) | 5.40% |
| Equity to assets | 11.97% |
| Tier 1 leverage ratio | 13.03% |
| Uninsured deposits (share of deposits) | 61.1% |
| Noncurrent loans (share of loans) | 0.95% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 80.9% |
| Real estate loans (share of loans) | 53.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $134.76M | 53.6% | |
| Commercial & industrial | $98.66M | 39.3% | |
| Consumer / individual | $21.56M | 8.6% | |
| Construction & development | $42.56M | 16.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $315.14M | $283.09M | $902.00K | $26.65M |
| Jun 2023 | $310.50M | $268.09M | $2.58M | $31.84M |
| Jun 2024 | $308.34M | $257.71M | $1.97M | $34.06M |
| Jun 2025 | $337.07M | $291.62M | $2.68M | $39.25M |
| Jun 2026 | $359.51M | $310.47M | $2.73M | $43.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $310.47M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $310.47M.
Similar-sized banks
First National Bank Of Decatur County ($359.56M) · Farmers & Merchants Bank ($359.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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