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Integrity Bank
Montezuma, KS · FDIC Certificate #13450 · Chartered 04/1
Total assets
$99.70M
Total deposits
$89.24M
Total equity
$9.20M
Net loans
$32.40M
Branches (offices)
4
Net income (YTD)
$656.00K
Rank: #3,679 of 4,213 U.S. banks by assets · #137 of 183 in Kansas. Assets changed 19.0% and deposits 19.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 14.46% |
| Net interest margin (YTD) | 4.08% |
| Equity to assets | 9.22% |
| Tier 1 leverage ratio | 10.33% |
| Uninsured deposits (share of deposits) | 16.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.08% |
| Loans to deposits | 36.3% |
| Real estate loans (share of loans) | 38.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.37M | 38.2% | |
| Commercial & industrial | $10.13M | 31.3% | |
| Consumer / individual | $445.00K | 1.4% | |
| Construction & development | $1.43M | 4.4% | |
| Agricultural | $9.82M | 30.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.18M | $68.91M | $134.00K | $4.12M |
| Jun 2023 | $70.88M | $59.67M | $37.00K | $5.16M |
| Jun 2024 | $80.41M | $72.82M | $200.00K | $6.33M |
| Jun 2025 | $83.77M | $74.44M | $536.00K | $8.09M |
| Jun 2026 | $99.70M | $89.24M | $656.00K | $9.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $89.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $89.24M.
Similar-sized banks
Peoples First Savings Bank ($99.94M) · Bank Of Calhoun County ($99.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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