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Interbank
Oklahoma City, OK · FDIC Certificate #27210 · Chartered 03/3
Total assets
$5.33B
Total deposits
$4.56B
Total equity
$663.25M
Net loans
$4.71B
Branches (offices)
45
Net income (YTD)
$87.22M
Rank: #278 of 4,213 U.S. banks by assets · #6 of 168 in Oklahoma. Assets changed 6.4% and deposits 5.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.22% |
| Return on equity | 27.32% |
| Net interest margin (YTD) | 4.85% |
| Equity to assets | 12.45% |
| Tier 1 leverage ratio | 11.06% |
| Uninsured deposits (share of deposits) | 41.0% |
| Noncurrent loans (share of loans) | 1.56% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 103.2% |
| Real estate loans (share of loans) | 64.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.02B | 64.1% | |
| Commercial & industrial | $1.33B | 28.2% | |
| Consumer / individual | $19.29M | 0.4% | |
| Construction & development | $878.49M | 18.7% | |
| Agricultural | $367.08M | 7.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.91B | $3.41B | $40.98M | $489.06M |
| Jun 2023 | $4.27B | $3.70B | $89.76M | $549.21M |
| Jun 2024 | $4.53B | $3.91B | $93.92M | $597.33M |
| Jun 2025 | $5.01B | $4.34B | $87.79M | $597.68M |
| Jun 2026 | $5.33B | $4.56B | $87.22M | $663.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $3.20B | 26 |
| Oklahoma | $1.37B | 19 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $4.56B.
Similar-sized banks
Celtic Bank ($5.33B) · Southern Bank And Trust Company ($5.30B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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