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International Bank Of Commerce
Oklahoma City, OK · FDIC Certificate #59093 · Chartered 01/0
Total assets
$1.63B
Total deposits
$1.17B
Total equity
$253.65M
Net loans
$641.02M
Branches (offices)
41
Net income (YTD)
$11.08M
Rank: #690 of 4,213 U.S. banks by assets · #15 of 168 in Oklahoma. Assets changed -1.5% and deposits 1.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 8.89% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 15.55% |
| Tier 1 leverage ratio | 15.53% |
| Uninsured deposits (share of deposits) | 24.2% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 54.8% |
| Real estate loans (share of loans) | 74.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $478.66M | 74.7% | |
| Commercial & industrial | $171.50M | 26.8% | |
| Consumer / individual | $1.01M | 0.2% | |
| Construction & development | $145.73M | 22.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.82B | $1.42B | $7.39M | $217.00M |
| Jun 2023 | $1.59B | $1.18B | $14.02M | $216.94M |
| Jun 2024 | $1.55B | $1.13B | $15.34M | $226.05M |
| Jun 2025 | $1.66B | $1.15B | $10.81M | $225.30M |
| Jun 2026 | $1.63B | $1.17B | $11.08M | $253.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.13B | 40 |
| Texas | $36.42M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.17B.
Similar-sized banks
Signature Bank Of Arkansas ($1.63B) · Waukesha State Bank ($1.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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