Advertisement
Investar Bank, National Association
Baton Rouge, LA · FDIC Certificate #58316 · Chartered 06/1
Total assets
$3.85B
Total deposits
$3.22B
Total equity
$444.85M
Net loans
$3.02B
Branches (offices)
36
Net income (YTD)
$23.24M
Rank: #346 of 4,213 U.S. banks by assets · #5 of 103 in Louisiana. Assets changed 40.4% and deposits 36.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 11.66% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 11.55% |
| Tier 1 leverage ratio | 10.75% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 94.0% |
| Real estate loans (share of loans) | 77.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.34B | 77.5% | |
| Commercial & industrial | $585.95M | 19.4% | |
| Consumer / individual | $12.54M | 0.4% | |
| Construction & development | $261.80M | 8.7% | |
| Agricultural | $1.94M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.59B | $2.07B | $21.40M | $266.10M |
| Jun 2023 | $2.75B | $2.18B | $11.98M | $269.17M |
| Jun 2024 | $2.78B | $2.21B | $9.84M | $271.45M |
| Jun 2025 | $2.74B | $2.36B | $11.78M | $277.26M |
| Jun 2026 | $3.85B | $3.22B | $23.24M | $444.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $1.81B | 20 |
| Texas | $1.09B | 10 |
| Alabama | $315.64M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.22B.
Similar-sized banks
Bank Of Marin ($3.86B) · Capital Bank, National Association ($3.84B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement