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Investors Community Bank
Chillicothe, MO · FDIC Certificate #29093 · Chartered 08/0
Total assets
$98.47M
Total deposits
$87.11M
Total equity
$11.03M
Net loans
$50.97M
Branches (offices)
2
Net income (YTD)
$383.00K
Rank: #3,686 of 4,213 U.S. banks by assets · #175 of 190 in Missouri. Assets changed 3.4% and deposits 13.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.73% |
| Return on equity | 7.06% |
| Net interest margin (YTD) | 3.25% |
| Equity to assets | 11.20% |
| Tier 1 leverage ratio | 11.13% |
| Uninsured deposits (share of deposits) | 40.5% |
| Noncurrent loans (share of loans) | 0.62% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 58.5% |
| Real estate loans (share of loans) | 50.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $25.50M | 50.0% | |
| Commercial & industrial | $22.60M | 44.3% | |
| Consumer / individual | $2.97M | 5.8% | |
| Construction & development | $360.00K | 0.7% | |
| Agricultural | $605.00K | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $85.98M | $75.75M | $119.00K | $8.11M |
| Jun 2023 | $91.43M | $82.55M | $336.00K | $8.75M |
| Jun 2024 | $94.42M | $77.39M | $158.00K | $8.90M |
| Jun 2025 | $95.24M | $76.48M | $400.00K | $9.99M |
| Jun 2026 | $98.47M | $87.11M | $383.00K | $11.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $87.11M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $87.11M.
Similar-sized banks
Bank Of Walker County ($98.54M) · Bank419 ($98.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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