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Iowa State Bank
Hull, IA · FDIC Certificate #13953 · Chartered 01/0
Total assets
$1.26B
Total deposits
$872.98M
Total equity
$137.17M
Net loans
$893.80M
Branches (offices)
14
Net income (YTD)
$10.01M
Rank: #863 of 4,213 U.S. banks by assets · #23 of 225 in Iowa. Assets changed 4.9% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.60% |
| Return on equity | 15.18% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 10.91% |
| Tier 1 leverage ratio | 11.72% |
| Uninsured deposits (share of deposits) | 24.4% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 102.4% |
| Real estate loans (share of loans) | 70.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $632.70M | 70.8% | |
| Commercial & industrial | $84.15M | 9.4% | |
| Consumer / individual | $11.72M | 1.3% | |
| Construction & development | $30.62M | 3.4% | |
| Agricultural | $156.60M | 17.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $930.60M | $768.62M | $7.34M | $84.98M |
| Jun 2023 | $994.88M | $765.00M | $6.79M | $91.68M |
| Jun 2024 | $1.19B | $838.88M | $7.35M | $103.14M |
| Jun 2025 | $1.20B | $882.79M | $8.06M | $114.03M |
| Jun 2026 | $1.26B | $872.98M | $10.01M | $137.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $872.98M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $872.98M.
Similar-sized banks
Jd Bank ($1.26B) · Northwest Community Bank ($1.26B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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