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Iowa State Bank
Clarksville, IA · FDIC Certificate #15947 · Chartered 01/0
Total assets
$392.88M
Total deposits
$339.90M
Total equity
$43.03M
Net loans
$261.58M
Branches (offices)
3
Net income (YTD)
$4.59M
Rank: #2,090 of 4,213 U.S. banks by assets · #83 of 225 in Iowa. Assets changed 8.4% and deposits 7.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.38% |
| Return on equity | 21.82% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 10.95% |
| Tier 1 leverage ratio | 11.03% |
| Uninsured deposits (share of deposits) | 15.7% |
| Noncurrent loans (share of loans) | 2.66% |
| Net charge-offs (share of loans) | -1.29% |
| Loans to deposits | 77.0% |
| Real estate loans (share of loans) | 53.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $139.47M | 53.3% | |
| Commercial & industrial | $43.99M | 16.8% | |
| Consumer / individual | $4.94M | 1.9% | |
| Construction & development | $1.97M | 0.8% | |
| Agricultural | $82.62M | 31.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $421.28M | $377.64M | $2.30M | $36.71M |
| Jun 2023 | $395.87M | $341.11M | $1.41M | $36.49M |
| Jun 2024 | $368.81M | $318.46M | $1.66M | $38.07M |
| Jun 2025 | $362.32M | $317.26M | $3.14M | $39.85M |
| Jun 2026 | $392.88M | $339.90M | $4.59M | $43.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $339.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $339.90M.
Similar-sized banks
Unibank ($393.00M) · The Exchange Bank Of Alabama ($392.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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