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Iowa Trust And Savings Bank
Centerville, IA · FDIC Certificate #1547 · Chartered 01/0
Total assets
$210.61M
Total deposits
$142.05M
Total equity
$22.34M
Net loans
$90.46M
Branches (offices)
2
Net income (YTD)
$1.74M
Rank: #2,911 of 4,213 U.S. banks by assets · #137 of 225 in Iowa. Assets changed 6.1% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.68% |
| Return on equity | 15.58% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 10.61% |
| Tier 1 leverage ratio | 13.46% |
| Uninsured deposits (share of deposits) | 20.9% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 63.7% |
| Real estate loans (share of loans) | 73.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.48M | 73.5% | |
| Commercial & industrial | $5.28M | 5.8% | |
| Consumer / individual | $2.60M | 2.9% | |
| Construction & development | $1.61M | 1.8% | |
| Agricultural | $16.19M | 17.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $242.13M | $180.58M | $1.81M | $13.08M |
| Jun 2023 | $218.24M | $157.81M | $2.05M | $14.33M |
| Jun 2024 | $206.59M | $150.41M | $1.67M | $16.93M |
| Jun 2025 | $198.49M | $143.00M | $1.83M | $19.31M |
| Jun 2026 | $210.61M | $142.05M | $1.74M | $22.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $142.05M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $142.05M.
Similar-sized banks
The Jefferson Bank ($210.78M) · Bank Northwest ($210.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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