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Itasca Bank & Trust Co.
Itasca, IL · FDIC Certificate #16666 · Chartered 01/2
Total assets
$770.77M
Total deposits
$691.70M
Total equity
$74.31M
Net loans
$558.31M
Branches (offices)
2
Net income (YTD)
$4.26M
Rank: #1,293 of 4,213 U.S. banks by assets · #67 of 322 in Illinois. Assets changed 4.1% and deposits 3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 11.55% |
| Net interest margin (YTD) | 4.11% |
| Equity to assets | 9.64% |
| Tier 1 leverage ratio | 10.58% |
| Uninsured deposits (share of deposits) | 29.7% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 80.7% |
| Real estate loans (share of loans) | 69.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $389.16M | 69.7% | |
| Commercial & industrial | $171.15M | 30.7% | |
| Consumer / individual | $546.00K | 0.1% | |
| Construction & development | $32.76M | 5.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $764.53M | $707.86M | $3.90M | $54.40M |
| Jun 2023 | $721.58M | $653.38M | $3.61M | $56.47M |
| Jun 2024 | $748.18M | $682.48M | $3.51M | $61.51M |
| Jun 2025 | $740.38M | $667.40M | $3.60M | $68.75M |
| Jun 2026 | $770.77M | $691.70M | $4.26M | $74.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $691.70M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $691.70M.
Similar-sized banks
Midsouth Bank ($771.48M) · The Peoples Bank, Biloxi, Mississippi ($770.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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