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Janesville State Bank
Janesville, MN · FDIC Certificate #10960 · Chartered 01/0
Total assets
$98.82M
Total deposits
$84.09M
Total equity
$10.72M
Net loans
$69.56M
Branches (offices)
1
Net income (YTD)
$740.00K
Rank: #3,681 of 4,213 U.S. banks by assets · #171 of 221 in Minnesota. Assets changed 10.7% and deposits 14.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 13.84% |
| Net interest margin (YTD) | 3.58% |
| Equity to assets | 10.85% |
| Tier 1 leverage ratio | 11.44% |
| Uninsured deposits (share of deposits) | 23.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.7% |
| Real estate loans (share of loans) | 71.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $49.57M | 71.3% | |
| Commercial & industrial | $4.69M | 6.7% | |
| Consumer / individual | $2.69M | 3.9% | |
| Construction & development | $1.14M | 1.6% | |
| Agricultural | $12.84M | 18.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $95.30M | $84.04M | $543.00K | $8.26M |
| Jun 2023 | $92.93M | $78.34M | $568.00K | $8.67M |
| Jun 2024 | $89.91M | $71.53M | $403.00K | $9.10M |
| Jun 2025 | $89.24M | $73.63M | $624.00K | $10.11M |
| Jun 2026 | $98.82M | $84.09M | $740.00K | $10.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $84.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $84.09M.
Similar-sized banks
Bank Of Calhoun County ($99.53M) · Superior Savings Bank ($98.77M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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