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Kaw Valley State Bank And Trust Company
Wamego, KS · FDIC Certificate #17832 · Chartered 03/0
Total assets
$295.78M
Total deposits
$250.56M
Total equity
$33.80M
Net loans
$192.74M
Branches (offices)
3
Net income (YTD)
$3.24M
Rank: #2,493 of 4,213 U.S. banks by assets · #72 of 183 in Kansas. Assets changed 0.9% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.17% |
| Return on equity | 19.55% |
| Net interest margin (YTD) | 3.66% |
| Equity to assets | 11.43% |
| Tier 1 leverage ratio | 11.73% |
| Uninsured deposits (share of deposits) | 27.0% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 76.9% |
| Real estate loans (share of loans) | 71.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $137.35M | 71.3% | |
| Commercial & industrial | $24.73M | 12.8% | |
| Consumer / individual | $4.20M | 2.2% | |
| Construction & development | $8.44M | 4.4% | |
| Agricultural | $22.58M | 11.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $234.61M | $214.38M | $1.21M | $18.72M |
| Jun 2023 | $246.45M | $209.25M | $1.84M | $20.67M |
| Jun 2024 | $247.69M | $207.71M | $1.75M | $23.51M |
| Jun 2025 | $293.23M | $247.36M | $1.91M | $29.49M |
| Jun 2026 | $295.78M | $250.56M | $3.24M | $33.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $250.56M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $250.56M.
Similar-sized banks
State Bank ($295.85M) · The Commercial Bank ($295.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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