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Kennebunk Savings Bank
Kennebunk, ME · FDIC Certificate #13063 · Chartered 05/0
Total assets
$2.17B
Total deposits
$1.68B
Total equity
$190.76M
Net loans
$1.78B
Branches (offices)
17
Net income (YTD)
$9.20M
Rank: #570 of 4,213 U.S. banks by assets · #8 of 22 in Maine. Assets changed 12.4% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 9.89% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 8.78% |
| Tier 1 leverage ratio | 10.56% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 106.0% |
| Real estate loans (share of loans) | 94.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.69B | 94.8% | |
| Commercial & industrial | $102.90M | 5.8% | |
| Consumer / individual | $822.00K | 0.0% | |
| Construction & development | $174.36M | 9.8% | |
| Agricultural | $156.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.80B | $1.64B | $5.32M | $138.14M |
| Jun 2023 | $1.81B | $1.60B | $977.00K | $137.01M |
| Jun 2024 | $1.85B | $1.61B | $3.35M | $147.98M |
| Jun 2025 | $1.93B | $1.64B | $5.90M | $165.28M |
| Jun 2026 | $2.17B | $1.68B | $9.20M | $190.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $1.34B | 12 |
| New Hampshire | $338.16M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.68B.
Similar-sized banks
Security State Bank & Trust ($2.18B) · Isabella Bank ($2.17B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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