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Kentland Bank
Kentland, IN · FDIC Certificate #13843 · Chartered 09/1
Total assets
$419.37M
Total deposits
$321.85M
Total equity
$47.00M
Net loans
$282.91M
Branches (offices)
5
Net income (YTD)
$3.13M
Rank: #2,001 of 4,213 U.S. banks by assets · #48 of 87 in Indiana. Assets changed 6.8% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 13.79% |
| Net interest margin (YTD) | 4.51% |
| Equity to assets | 11.21% |
| Tier 1 leverage ratio | 12.54% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 87.9% |
| Real estate loans (share of loans) | 77.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $218.74M | 77.3% | |
| Commercial & industrial | $34.86M | 12.3% | |
| Consumer / individual | $1.61M | 0.6% | |
| Construction & development | $35.21M | 12.4% | |
| Agricultural | $32.47M | 11.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $344.46M | $307.07M | $1.47M | $36.24M |
| Jun 2023 | $354.35M | $301.33M | $2.23M | $36.78M |
| Jun 2024 | $367.74M | $289.11M | $2.16M | $40.10M |
| Jun 2025 | $392.79M | $308.76M | $2.45M | $43.22M |
| Jun 2026 | $419.37M | $321.85M | $3.13M | $47.00M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $321.85M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $321.85M.
Similar-sized banks
Bank Of Franklin County ($419.39M) · Central State Bank ($419.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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